Simplify Your Savings with Our Future Value Calculator

Future Value Calculator

Our Future Value Calculator is easy to use for everyone. And gives immediate response to Future Value calculations.

Future Value Calculator

Initial value ($):

Number of periods (Years):

Interest rate (%):

Future value after years: $

Present value (PV): $

Interest accrued: $

Effective interest rate: %

Total cash flow: $

Capital growth: %

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What is Future Value?

If we talk about future value, It is the amount of money that will grow with time, and we get compound interest on our amount. You must have seen that when you do FD in a bank, you get an interest rate in it, so understand the amount you will get in the future, today’s value of money is the present value, and how much will I get today, what will be the future value? It is the future cash flow and the future value of this present value. And when you do $100000 FD in a bank. And that is 5. years of FD. Now, the amount you will get after 5. years of $100000 with compound interest is the future value. We need to understand future value. Future return on investment is an important statistic that can help you plan and make investment decisions in the future.

Future Value Calculation Formula

Here we talk about future value. To calculate the future value, it is important to understand its calculation formula well. While the future value calculator streamlines the process, having a basic understanding of the formula can deepen your financial literacy. The future value formula is:

$� � = � � \times (1 + �)^{� �}$

$� �$ is the future value of the investment.
$� �$ is the present value or initial investment.
$�$ is the annual interest rate (as a decimal).
$�$ is the number of times that interest is compounded per unit $�$ (time in years).

Calculating Future Value

To understand how the future value formula applies, let’s take an example. Suppose you invest $5,000 at an annual interest rate of 6% compounded quarterly for 8 years. Now we enter these values in the future value calculation.

$� � = 5000 \times (1 + \frac{0.06}{4})^{4 \times 8}$